Athena Financial · British Columbia & Ontario
Own a corporation in Canada? We’ll help you connect retained earnings, personal income, protection, and the future of your business.
Book my complimentary assessment20-minute introductory call · No charge · No obligation
Start with what matters to you
We handcraft customized solutions tailored to each client. Which priority would you bring to our first conversation?
Your starting point: Choose how I pay myself
Let’s talk about itUnderstand your options
Salary and dividends have different effects on tax, retirement savings room, and CPP. We coordinate your personal cash needs with your corporate position, alongside your accountant.
The right choice depends on your income, family, and goals. We’ll look at your whole picture, not just one account.
Corporate savings may support a reserve, future expansion, investments, or family goals. The right strategy considers when you will need the money and the tax rules that apply.
The right choice depends on your income, family, and goals. We’ll look at your whole picture, not just one account.
Review how the business would cover revenue loss, hiring, and ongoing obligations. Key person coverage and appropriate agreements can help address specific risks.
The right choice depends on your income, family, and goals. We’ll look at your whole picture, not just one account.
An exit or succession plan connects ownership, valuation, family priorities, and funding. We help identify financial decisions to coordinate with your legal and accounting team.
The right choice depends on your income, family, and goals. We’ll look at your whole picture, not just one account.
We learn about your financial habits, your goals, and what matters most to you.
Start with a complimentary conversation
We handcraft a personalized financial plan, with clear recommendations and strategies.
Understand your options and next steps
We implement your plan and stay connected as your work, family, and priorities change.
Keep your plan moving with your life
Real people. Real experiences.
“HIGHLY RECOMMENDED! I've been working with Athena Financial for a few years now and the shape of my finances has never been better. Ken and his team are knowledgeable, responsive, and easy to partner with. As a beginner investor back when I started, I felt I had a lot to learn but Ken was great about breaking down concepts to make things easy to understand.”
“Ken and his team is AMAZING !! I been working with them since 2019 and it's still going . Very easy team of people to work with and very responsive to my questions . I highly recommend them !!”
“Ken always goes above and beyond to help you get your money invested the right way. Amazing experience as 5 year client.”
Before we meet
It is a strategy that involves using a corporate-owned life insurance policy to transfer surplus funds from your corporation to your estate in a tax-efficient manner. It is a powerful tool for estate planning and wealth preservation.
The key is to manage your corporation’s passive investment income to keep it below the $50,000 threshold. We can help you structure your investments and corporate holdings to achieve this.
Ideally, you should start planning for your exit 5-10 years before you intend to sell or transition your practice. This allows you to maximize the value of your clinic and minimize the tax consequences.
Your next chapter starts here
Bring the question on your mind. Your first conversation is complimentary, with no obligation.
Complimentary 20-minute call · No obligation
“Ken and his team are knowledgeable, responsive, and easy to partner with.”